Preventing Frozen Pipes

What Causes Frozen Pipes?

The water inside pipes can freeze when outdoor temperatures drop below freezing. As freezing water expands, it causes the pressure inside the pipes to increase, possibly leading to bursting pipes.

Preventing Frozen Pipes

  • Insulate pipes, especially those close to outside walls, attics or crawl spaces where the chance of freezing is greatest.
  • Seal air leaks surrounding or near pipes.
  • Keep garage doors closed if there are water supply lines in the garage.
  • Disconnect all outdoor hoses and turn off water to exterior faucets and sprinkler systems.
  • Open kitchen and bathroom cabinet doors to allow warmer air to circulate around the plumbing.
  • Keep heat at 55 degrees F. or higher even when you are out of town.
  • During a cold spell turn on both hot and cold faucets near outside walls to allow a small trickle of water to run during the night.
  • If you need to be away from home, leave the heat on and drain your water system before you go.
  • Identify the locations of shutoff valves so that you are prepared to stop the flow of water as soon as possible when a pipe bursts.

What to Do When Pipes Freeze or Burst 

If pipes freeze:

  • Open all faucets.
  • Remove insulation and wrap pipes in rags.
  • If all else fails, call your plumber.

If pipes burst:

  • Shut off the water immediately to prevent additional damage.
  • Take proper precautions to avoid an electrical shock from being in or near standing water.
  • Take an inventory of any damaged property or possessions.
  • Contact your local claims office to help you locate a vendor specializing in emergency water mitigation services that can properly dry out the damaged area.

For more information, contact Duda Insurance or call (509) 787-4447 and a representative will assist you.

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Renters Insurance

What is renters insurance?

If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Some managed communities even require that you have a certain amount of renters coverage as part of your lease agreement. Typically, your landlord’s policy won’t help if your belongings are stolen or damaged. For that you need renters insurance.

Let us customize a policy that protects you from these risks and suits your lifestyle and budget. Here are 2 simple ways to get a renters insurance quote:

Why you need renters insurance

To protect what you own

Your landlord’s insurance policy isn’t enough. It most likely ONLY covers the building you live in. Not your personal belongings.

To protect yourself

If someone gets hurt in your apartment, guess who might be held responsible. Yes. You. Apartment insurance offers liability coverage to protect you.

To ensure you have somewhere to live

If the home you reside in gets damaged and you can’t live there, you could have to pay for temporary housing.

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