Helping protect your home from damaging winds
Strong winds call for strong windows
If you’re building a home, avoid designs with large areas of glass, windows with multiple panels, and double-entry doors. And check local building codes for windborne debris protection requirements.
For an existing structure, your top priority is securing windows and other areas covered by glass. Your two best choices: permanent or temporary storm shutters.
- Consider using permanent storm shutters if you live in an area where you will need to act quickly to protect your windows.
- Usually made of aluminum or steel, permanent shutters provide the sturdiest protection.
- They may be manually operated and motor-driven. If you buy motor-driven shutters, make sure they also can be operated manually if the power fails.
- Look for models that meet the wind load and impact standards for your area. They’re available in a wide range of sizes, so you can use them to protect many types of openings.
- Temporary plywood covers can be an economical alternative to permanent storm shutters.
- Temporary covers can be installed pretty quickly if the necessary preparations are made first.
- Plywood covers can also be used to protect sliding glass doors and French doors.
- Don’t wait until there’s a hurricane or high wind warning to build your temporary covers. Make them during the “off season,” so you’ll be ready to install them at any time.
- When storing the covers, use a numbering or lettering system to know which cover goes with which window. Store the mounting screws or lag bolts nearby.
Other ways to protect your home and the things in it from high-wind damage:
- Reinforce your garage door. Because of the extreme tension in a garage door counterbalance system and the potential for additional wind impact, this is a job best left to a professional.
- Remove or securely anchor any loose objects on your property that could be picked up and tossed by the wind. This includes trash cans, grills, and lawn or deck furniture.
- Use the straps and ground anchors on manufactured homes to anchor outbuildings, especially small garden sheds that aren’t on a permanent foundation.
- Remove large trees near your property that could topple into your home. Unless you’re a lumberjack, this is another job for a skilled contractor.
Talk to us
Even with the best preparation, you can still sustain damage from unexpected events like windstorms. Contact an agent today to protect your home with the right homeowners insurance for your needs.