Your home is the most valuable asset for most of us. It’s an investment whether we own or rent a home, condo or other structure. Having home or renter’s insurance protects you financially should something happen to that investment, the contents or the property in which it’s located.

There are a lot of factors to consider when getting a home insurance policy and what amount of coverage you need. The best figure to use is the cost of rebuilding your home from scratch should it be destroyed beyond repair, such as a fire. You can get this figure by taking the square footage of your home and then multiplying it by current local construction costs. Ask several contractors in your area for the numbers.

Talk to us about your specific needs, we can review several policies with you to make sure you and your assets are covered.